/* Gilroy Life Insurance: translucent water sheets over sunlit sandstone. Sheets (teal, fern, maple) cross one bright open field;
   where two overlap the tint is computed (multiply), never a new hand-picked colour. */
@font-face{font-family:"Urbanist";src:url(/assets/font-xzil7bl2-urbanist-300.woff2) format("woff2");font-weight:300;font-style:normal;font-display:swap}
@font-face{font-family:"Urbanist";src:url(/assets/font-xzil7bl2-urbanist-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Figtree";src:url(/assets/font-xzil7bl2-figtree-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Figtree";src:url(/assets/font-xzil7bl2-figtree-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}

:root{
  --paper:#F6F9F6;--paper-2:#E9F0EC;--ink:#10211D;--ink-2:#3A4A45;--rule:#B9C8C1;
  --teal:#1B7A8C;--fern:#3E8B4A;--maple:#E0A21B;
  --teal-t:rgba(27,122,140,.2);--fern-t:rgba(62,139,74,.2);--maple-t:rgba(224,162,27,.28);
  --link:#0D5E6E;--deep:#0F2A28;--deep-2:#173B37;--deep-rule:#3A5A55;--on-deep:#EAF3EF;--on-deep-2:#B9CDC6;
  --lit:#F4C14B;--red:#A11D1D;
  --head:"Urbanist","Avenir Next",Helvetica,sans-serif;--body:"Figtree","Segoe UI",Helvetica,sans-serif;
  --measure:66ch;--maxw:1200px;--r:2px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font:400 1.0625rem/1.62 var(--body)}
::selection{background:var(--maple);color:var(--ink)}
img{max-width:100%;height:auto;display:block}
a{color:var(--link);text-underline-offset:.2em;text-decoration-thickness:1.5px}
a:hover{text-decoration-thickness:3px}
:focus-visible{outline:3px solid var(--ink);outline-offset:3px;box-shadow:0 0 0 6px var(--maple)}
h1,h2,h3{font-family:var(--head);margin:0 0 .5em;text-wrap:balance}
h1{font-weight:300;font-size:clamp(2.5rem,6.4vw,5.2rem);line-height:1.02;letter-spacing:-.025em}
h2{font-weight:300;font-size:clamp(1.9rem,4vw,3.1rem);line-height:1.08;letter-spacing:-.02em}
h3{font-weight:700;font-size:1.3rem;line-height:1.2;letter-spacing:-.005em}
p{margin:0 0 1em;max-width:var(--measure)}
strong{font-weight:700}
.si45n-wrap{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:20px}
.si45n-wx,.si45n-hero,.si45n-sec,.si45n-section,.si45n-totem,.si45n-panel,.si45n-foot{padding-inline:12px}
.si45n-skip{position:absolute;left:12px;top:-70px;background:var(--ink);color:var(--paper);padding:.7rem 1rem;z-index:99}
.si45n-skip:focus{top:8px}

/* header: plain row, closed underneath by three overlapping sheet edges */
.si45n-head{position:relative;background:var(--paper);padding-bottom:7px}
.si45n-head::after{content:"";position:absolute;left:0;right:0;bottom:0;height:7px;
  background:linear-gradient(90deg,transparent 0 4%,var(--teal) 4% 46%,transparent 46%),
             linear-gradient(90deg,transparent 0 22%,var(--fern) 22% 71%,transparent 71%),
             linear-gradient(90deg,transparent 0 52%,var(--maple) 52% 96%,transparent 96%);
  background-blend-mode:multiply;opacity:.8}
.si45n-nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.25rem 1.5rem;padding-block:.5rem}
.si45n-brand{display:inline-flex;align-items:center;gap:.65rem;font:700 1.4rem/1 var(--head);letter-spacing:-.01em;text-decoration:none;min-height:44px;color:var(--ink)}
.si45n-brand img{width:34px;height:34px}
.si45n-brand:hover{text-decoration:underline;text-decoration-thickness:2px}
.si45n-links{display:flex;flex-wrap:wrap;align-items:center;gap:0 .2rem}
.si45n-links a{display:inline-flex;align-items:center;min-height:44px;padding:0 .85rem;text-decoration:none;color:var(--ink);font:700 .86rem/1 var(--head);letter-spacing:.14em;text-transform:uppercase}
.si45n-links a:hover{color:var(--ink);box-shadow:inset 0 -4px 0 var(--teal)}
.si45n-links a.si45n-cta{background:var(--maple);color:var(--ink)!important;padding:0 1.15rem;margin-left:.6rem;border-radius:var(--r)}
.si45n-links a.si45n-cta:hover{box-shadow:inset 0 0 0 3px var(--ink)}
.si45n-menu{display:none;align-items:center;justify-content:center;min-width:44px;min-height:44px;background:var(--paper);border:2px solid var(--ink);color:var(--ink);border-radius:var(--r);cursor:pointer}
@media (max-width:760px){
  .si45n-menu{display:inline-flex}
  .si45n-links{display:none;position:absolute;left:0;right:0;top:100%;z-index:30;background:var(--paper);border-bottom:1px solid var(--rule);flex-direction:column;align-items:stretch;padding:.6rem 20px 1rem;gap:0}
  .si45n-links[data-open]{display:flex}
  .si45n-links a{min-height:48px;border-bottom:1px solid var(--rule)}
  .si45n-links a.si45n-cta{margin:.8rem 0 0;justify-content:center}
  .si45n-nav{flex-wrap:nowrap}
}

/* eyebrow: caption with a short tension-edge tick before it */
.si45n-eyebrow{display:flex;align-items:center;gap:.8rem;font:700 .8rem/1.3 var(--head);letter-spacing:.24em;text-transform:uppercase;color:var(--ink-2);margin:0 0 1rem}
.si45n-eyebrow::before{content:"";flex:none;width:2.6rem;height:.55rem;background:linear-gradient(90deg,var(--teal) 0 62%,transparent 62%),linear-gradient(90deg,transparent 0 35%,var(--maple) 35%);background-blend-mode:multiply}
.si45n-lead{font-size:1.2rem;line-height:1.55;color:var(--ink)}

/* weather: the canyon shade */
.si45n-wx{background:var(--deep);color:var(--on-deep)}
.si45n-wx a{color:var(--on-deep)}
.si45n-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem 2rem;padding-block:.7rem}
.si45n-wx-photo{display:inline-flex;align-items:center;gap:.7rem;background:none;border:0;padding:0;color:var(--on-deep);font:inherit;cursor:pointer;min-height:44px}
.si45n-wx-photo img{width:44px;height:44px;border-radius:50%;object-fit:cover;border:2px solid var(--deep-rule)}
.si45n-wx-photo span{font:700 .78rem/1 var(--head);letter-spacing:.18em;text-transform:uppercase;border:2px solid var(--deep-rule);padding:.6rem .75rem;border-radius:var(--r);color:var(--on-deep)}
.si45n-wx-photo:hover span,.si45n-wx-photo[aria-expanded=true] span{background:var(--lit);border-color:var(--lit);color:var(--ink)}
.si45n-wx-now{display:flex;align-items:center;gap:.8rem}
.si45n-wx-icon{display:inline-flex;color:var(--lit)}
.si45n-wx-now strong{font:300 2.5rem/1 var(--head);color:var(--on-deep);font-variant-numeric:tabular-nums;margin-right:.4rem}
.si45n-wx-now span{font-size:1rem}
.si45n-wx-now small{display:block;font-size:.85rem;color:var(--on-deep-2)}
.si45n-wx-days{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;margin:0;padding:0}
.si45n-wx-days li{display:grid;grid-template-columns:auto auto;column-gap:.6rem;align-items:center;border:1px solid var(--deep-rule);border-left:5px solid var(--teal);border-radius:var(--r);padding:.35rem .65rem;font-size:.85rem;min-width:124px;background:var(--deep-2)}
.si45n-wx-days li:nth-child(2){border-left-color:var(--fern)}
.si45n-wx-days li:nth-child(3){border-left-color:var(--maple)}
.si45n-wx-day{font:700 .78rem/1.3 var(--head);letter-spacing:.14em;text-transform:uppercase;grid-column:1}
.si45n-wx-glyph{grid-row:1/3;grid-column:2;color:var(--lit)}.si45n-wx-glyph svg{width:22px;height:22px}
.si45n-wx-hl{grid-column:1}.si45n-wx-hl strong{font-size:1rem}.si45n-wx-hl em{font-style:normal;color:var(--on-deep-2);margin-left:.3rem}
.si45n-wx-cond{grid-column:1/3;font-size:.78rem;color:var(--on-deep-2);max-width:150px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.si45n-wx-source{margin-left:auto;font-size:.8rem;color:var(--on-deep-2)}
.si45n-wx-panel{padding:0 20px 1rem}.si45n-wx-panel img{max-width:600px;width:100%;background:#0b1a18}.si45n-wx-panel p{font-size:.85rem;color:var(--on-deep-2);margin:.5rem 0 0}
@media (max-width:700px){.si45n-wx-source{margin-left:0;width:100%}.si45n-wx-now strong{font-size:2.1rem}}

/* hero: sheets cross the open field behind the type */
.si45n-hero{position:relative;overflow:hidden;padding-block:3rem 3.4rem;background:var(--paper)}
.si45n-canopy{position:absolute;inset:0;pointer-events:none}
.si45n-canopy svg{width:100%;height:100%;display:block}
.si45n-hero .si45n-wrap{position:relative}
.si45n-hero h1{max-width:15ch;margin-bottom:.35em}
.si45n-hero .si45n-eyebrow{margin:0 0 2rem}
.si45n-lower{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.95fr);gap:2.4rem 3.2rem;align-items:start}
.si45n-lower-text{max-width:var(--measure)}
.si45n-trust{display:grid;gap:.1rem;margin:1.2rem 0 0;padding:0;list-style:none;font-size:1rem}
.si45n-trust li{display:flex;align-items:center;gap:.8rem;min-height:44px;border-top:1px solid var(--rule)}
.si45n-trust li:last-child{border-bottom:1px solid var(--rule)}
.si45n-trust li::before{content:"";flex:none;width:1.6rem;height:.5rem;background:var(--teal);opacity:.55}
.si45n-trust li:nth-child(2)::before{background:var(--fern);margin-left:.4rem;margin-right:-.4rem}
.si45n-trust li:nth-child(3)::before{background:var(--maple);opacity:.9}
.si45n-trust li:nth-child(4)::before{background:var(--ink);opacity:.5;margin-left:.4rem;margin-right:-.4rem}
.si45n-acts{margin:1.5rem 0 0;display:flex;flex-wrap:wrap;gap:.7rem}
@media (max-width:900px){.si45n-lower{grid-template-columns:1fr}.si45n-hero{padding-block:2rem 2.4rem}}

/* mosaic: three banners, each tensioned to a different length, edge label pinned at the left */
.si45n-mosaic{display:grid;gap:.9rem;order:-1}
@media (min-width:901px){.si45n-mosaic{order:0}}
.si45n-mosaic a{position:relative;display:block;aspect-ratio:16/6;overflow:hidden;background:var(--deep);border-radius:var(--r);text-decoration:none}
.si45n-mosaic a:nth-child(1){margin-right:0}
.si45n-mosaic a:nth-child(2){margin-left:9%}
.si45n-mosaic a:nth-child(3){margin-right:7%}
.si45n-mosaic a::after{content:"";position:absolute;inset:0;pointer-events:none;mix-blend-mode:multiply;background:linear-gradient(90deg,var(--teal-t) 0 45%,transparent 45%),linear-gradient(90deg,transparent 0 30%,var(--maple-t) 30% 80%,transparent 80%)}
.si45n-mosaic a:nth-child(2)::after{background:linear-gradient(90deg,var(--fern-t) 0 60%,transparent 60%),linear-gradient(90deg,transparent 0 40%,var(--teal-t) 40%)}
.si45n-mosaic a:nth-child(3)::after{background:linear-gradient(90deg,var(--maple-t) 0 55%,transparent 55%),linear-gradient(90deg,transparent 0 25%,var(--fern-t) 25% 75%,transparent 75%)}
.si45n-mosaic img{width:100%;height:100%;object-fit:cover}
.si45n-mosaic span{position:absolute;left:0;bottom:0;z-index:1;max-width:80%;padding:.5rem .85rem;background:var(--deep);color:var(--on-deep);font:700 .8rem/1.25 var(--head);letter-spacing:.14em;text-transform:uppercase}
.si45n-mosaic a:hover span{background:var(--lit);color:var(--ink)}
@media (max-width:900px){.si45n-mosaic a{aspect-ratio:16/7}}

/* sections */
.si45n-sec,.si45n-section,.si45n-totem,.si45n-panel{padding-block:3.6rem}
.si45n-section--soft{background:var(--paper-2)}
.si45n-section--deep{background:var(--deep);color:var(--on-deep)}
.si45n-section--deep h1,.si45n-section--deep h2,.si45n-section--deep a,.si45n-section--deep .si45n-eyebrow{color:var(--on-deep)}
.si45n-headrow{max-width:30ch;margin-bottom:1.6rem}
.si45n-headrow h2{margin-bottom:0}
.si45n-totem .si45n-headrow,.si45n-sec .si45n-headrow{max-width:34ch}

/* how it works: three sheets, each overlapping the next; the shared edge shows the computed tint */
.si45n-cols{display:grid;gap:1.4rem;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.si45n-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;isolation:isolate}
.si45n-steps .si45n-card{position:relative;margin:0;border:0;border-top:3px solid var(--ink);border-radius:var(--r);padding:1.2rem 1.4rem 1.6rem 3.2rem;mix-blend-mode:multiply;background:var(--teal-t)}
.si45n-steps .si45n-card:nth-child(2){margin-left:-2rem;background:var(--fern-t);padding-left:3.6rem}
.si45n-steps .si45n-card:nth-child(3){margin-left:-2rem;background:var(--maple-t);padding-left:3.6rem}
.si45n-steps .si45n-card::before{content:"";position:absolute;left:0;top:0;bottom:0;width:2rem;background:linear-gradient(90deg,rgba(16,33,29,.16),transparent)}
.si45n-steps .si45n-card:nth-child(n+2)::before{left:0}
@media (max-width:860px){
  .si45n-steps{grid-template-columns:1fr}
  .si45n-steps .si45n-card,.si45n-steps .si45n-card:nth-child(n+2){margin-left:0;padding:1.2rem 1.2rem 1.5rem 3.2rem}
  .si45n-steps .si45n-card:nth-child(n+2){margin-top:-.9rem;padding-top:2.1rem}
}
.si45n-card{background:var(--paper);border:1px solid var(--rule);border-radius:var(--r);padding:1.3rem}
.si45n-num{position:absolute;left:.7rem;top:1rem;display:inline-grid;place-items:center;width:1.9rem;height:2.4rem;background:var(--ink);color:var(--paper);font:700 1.1rem/1 var(--head);font-variant-numeric:tabular-nums}
.si45n-card h3{margin-top:.1rem}
.si45n-card p{font-size:1rem;max-width:44ch}

/* buttons */
.si45n-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:48px;border:2px solid var(--ink);border-radius:var(--r);padding:.7rem 1.4rem;font:700 .92rem/1.1 var(--head);letter-spacing:.12em;text-transform:uppercase;cursor:pointer;text-decoration:none;color:var(--ink);background:transparent}
.si45n-btn--primary{background:var(--maple);border-color:var(--ink);color:var(--ink);box-shadow:5px 5px 0 var(--teal-t),5px 5px 0 var(--teal-t)}
.si45n-btn--primary:hover{background:var(--ink);color:var(--paper);box-shadow:5px 5px 0 var(--maple)}
.si45n-btn--ghost:hover{background:var(--ink);color:var(--paper)}
.si45n-btn[disabled]{opacity:.6;cursor:progress}

/* quote engine: one bright open field, three lane edges across its top */
.si45n-panel{background:var(--paper-2)}
.si45n-quote{position:relative;background:var(--paper);border:1px solid var(--rule);border-top:0;border-radius:var(--r);padding:2.4rem 1.6rem 1.6rem}
.si45n-quote::before{content:"";position:absolute;left:-1px;right:-1px;top:0;height:12px;background:linear-gradient(90deg,transparent 0 3%,var(--teal) 3% 52%,transparent 52%),linear-gradient(90deg,transparent 0 30%,var(--fern) 30% 78%,transparent 78%),linear-gradient(90deg,transparent 0 58%,var(--maple) 58% 98%,transparent 98%);background-blend-mode:multiply;opacity:.85}
.si45n-quote h2{font-weight:700;font-size:1.6rem;letter-spacing:-.01em}
.si45n-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1.4rem}
@media (max-width:560px){.si45n-fields{grid-template-columns:1fr}.si45n-quote{padding-inline:1rem}}
.si45n-field{display:flex;flex-direction:column;gap:.35rem}
.si45n-field>span{font:700 .8rem/1.3 var(--head);letter-spacing:.16em;text-transform:uppercase;color:var(--ink-2)}
.si45n-field input,.si45n-field select,.si45n-field textarea{font:inherit;min-height:48px;padding:.65rem .8rem;border:2px solid var(--ink-2);border-radius:var(--r);background:#fff;color:var(--ink);width:100%}
.si45n-field textarea{min-height:130px}
.si45n-field input:focus,.si45n-field select:focus,.si45n-field textarea:focus{outline:3px solid var(--ink);outline-offset:2px;border-color:var(--ink);box-shadow:0 0 0 6px var(--maple)}
.si45n-field--wide{grid-column:1/-1}
.si45n-seg{display:flex;flex-wrap:wrap;gap:.5rem}
.si45n-seg label{position:relative;display:inline-flex;align-items:center;min-height:48px;border:2px solid var(--ink-2);border-radius:var(--r);padding:.4rem 1rem;cursor:pointer;font-size:1rem;background:#fff;color:var(--ink)}
.si45n-seg label:hover{border-color:var(--ink);box-shadow:inset 0 -5px 0 var(--teal-t)}
.si45n-seg input{position:absolute;opacity:0;width:0;height:0}
.si45n-seg input:checked+span{display:inline-block}
.si45n-seg label:has(input:checked){background:var(--ink);color:var(--paper);border-color:var(--ink);font-weight:700}
.si45n-seg label:has(input:checked)::before{content:"";display:inline-block;width:.9rem;height:.5rem;border-left:3px solid var(--lit);border-bottom:3px solid var(--lit);transform:translateY(-.1rem) rotate(-45deg);margin-right:.65rem}
.si45n-seg label:has(input:focus-visible){outline:3px solid var(--ink);outline-offset:2px;box-shadow:0 0 0 6px var(--maple)}
.si45n-note{font-size:.92rem;color:var(--ink-2);margin-top:1rem}
.si45n-status{margin-top:.9rem;font-weight:700;min-height:1.4em}
.si45n-status[data-tone=error]{color:var(--red)}
.si45n-results{margin-top:1.6rem}
.si45n-summary{display:flex;flex-wrap:wrap;gap:.5rem 1.4rem;align-items:baseline;margin-bottom:1rem;font-size:1rem}
.si45n-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.2rem;align-items:center;border:1px solid var(--rule);border-left:8px solid var(--teal);border-radius:var(--r);padding:1rem 1.1rem;margin-bottom:.8rem;background:var(--paper)}
.si45n-result:nth-of-type(3n+2){border-left-color:var(--fern)}
.si45n-result:nth-of-type(3n){border-left-color:var(--maple)}
.si45n-result--best{border-color:var(--ink);border-left-width:14px;box-shadow:0 0 0 2px var(--ink)}
.si45n-result strong{font-family:var(--head);font-size:1.15rem;font-weight:700}
.si45n-result small{display:block;color:var(--ink-2);font-size:.9rem}
.si45n-price{font:300 2.2rem/1 var(--head);text-align:right;font-variant-numeric:tabular-nums;letter-spacing:-.02em}
.si45n-price small{display:block;font:700 .75rem/1.2 var(--head);letter-spacing:.14em;text-transform:uppercase;text-align:right;margin-top:.35rem;color:var(--ink-2)}
.si45n-tags{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.4rem}
.si45n-tag{font:700 .72rem/1.2 var(--head);letter-spacing:.1em;text-transform:uppercase;padding:.3rem .55rem;border-radius:var(--r);background:var(--paper-2);border:1px solid var(--rule);color:var(--ink)}
.si45n-tag--now{background:#FBE3E1;color:var(--red);border-color:#E3A4A0}
.si45n-group{font-size:1.3rem;margin:1.6rem 0 .5rem}
.si45n-applicant{margin:.2rem 0 1rem;border-color:var(--ink)}
.si45n-result .si45n-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.si45n-result{grid-template-columns:1fr auto auto}.si45n-result .si45n-btn{grid-column:auto}}
.si45n-disclosure{font-size:.88rem;color:var(--ink-2);border-top:1px solid var(--rule);padding-top:1rem;margin-top:1.2rem}
details.si45n-more{margin-top:.5rem;font-size:.92rem}details.si45n-more summary{cursor:pointer;color:var(--link);font-weight:700;min-height:44px;display:flex;align-items:center}

/* rates table: each figure sits on its own sheet */
.si45n-totem{background:var(--paper)}
.si45n-table-wrap{overflow-x:auto;margin-top:1rem}
.si45n-table{width:100%;border-collapse:collapse;font-size:1.05rem}
.si45n-table th,.si45n-table td{padding:.8rem .9rem;border-bottom:1px solid var(--rule);text-align:left}
.si45n-table th{font:700 .78rem/1.3 var(--head);letter-spacing:.16em;text-transform:uppercase;color:var(--ink-2);border-bottom:3px solid var(--ink)}
.si45n-table td:first-child{font-weight:700}
.si45n-table td:nth-child(2){font:300 1.7rem/1 var(--head);font-variant-numeric:tabular-nums;background:linear-gradient(var(--teal-t),var(--teal-t)) 0 70%/100% 55% no-repeat}
.si45n-table td:nth-child(3){font:300 1.7rem/1 var(--head);font-variant-numeric:tabular-nums;background:linear-gradient(var(--maple-t),var(--maple-t)) 0 70%/100% 55% no-repeat}
.si45n-table td:nth-child(4){font-variant-numeric:tabular-nums}
.si45n-table tbody tr:hover td{box-shadow:inset 0 -3px 0 var(--ink)}

/* why: deep canyon band */
.si45n-why{background:var(--deep);color:var(--on-deep);position:relative}
.si45n-why::before{content:"";position:absolute;left:0;right:0;top:0;height:8px;background:linear-gradient(90deg,transparent 0 6%,var(--teal) 6% 52%,transparent 52%),linear-gradient(90deg,transparent 0 30%,var(--fern) 30% 80%,transparent 80%),linear-gradient(90deg,transparent 0 60%,var(--maple) 60% 96%,transparent 96%);opacity:.9}
.si45n-why .si45n-eyebrow{color:var(--on-deep-2)}
.si45n-why h2{color:var(--on-deep)}
.si45n-why a{color:var(--lit)}
.si45n-why a:hover{color:#fff}
.si45n-why .si45n-wrap{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);column-gap:3.4rem}
.si45n-why .si45n-headrow{grid-column:1;grid-row:1/3}
.si45n-why-text{grid-column:2}
.si45n-hl{grid-column:2;border-top:1px solid var(--deep-rule);padding-top:1rem;margin-top:.6rem}
.si45n-hl p{font-size:1rem;color:var(--on-deep)}
@media (max-width:860px){.si45n-why .si45n-wrap{display:block}}

/* learn: four lanes */
.si45n-learn{background:var(--paper)}
.si45n-learn-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem 1.4rem}
@media (max-width:760px){.si45n-learn-list{grid-template-columns:1fr}}
.si45n-learn-list .si45n-card,a.si45n-card{display:block;position:relative;text-decoration:none;color:var(--ink);padding:1.2rem 1.3rem 1.3rem 2.2rem;border:1px solid var(--rule);background:var(--paper)}
.si45n-learn-list .si45n-card::before,a.si45n-card::before{content:"";position:absolute;left:0;top:0;bottom:0;width:1rem;background:var(--teal-t);border-right:3px solid var(--teal)}
.si45n-learn-list .si45n-card:nth-child(2)::before{background:var(--fern-t);border-right-color:var(--fern)}
.si45n-learn-list .si45n-card:nth-child(3)::before{background:var(--maple-t);border-right-color:var(--maple)}
.si45n-learn-list .si45n-card:nth-child(4)::before{background:linear-gradient(var(--teal-t),var(--fern-t));border-right-color:var(--ink)}
.si45n-learn-list .si45n-card:hover,a.si45n-card:hover{border-color:var(--ink);color:var(--ink);box-shadow:0 0 0 2px var(--ink)}
.si45n-learn-list .si45n-card h3{text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:.2em;text-decoration-color:var(--rule)}
.si45n-learn-list .si45n-card:hover h3{text-decoration-color:var(--ink)}

/* inner pages */
.si45n-article{max-width:var(--measure);margin-inline:auto}
.si45n-article h1{font-size:clamp(2.2rem,5vw,3.6rem)}
.si45n-article h2{margin-top:1.6em;font-weight:700;font-size:1.7rem;letter-spacing:-.01em}
.si45n-article figure{margin:0 0 1.6rem;position:relative}
.si45n-article figcaption{font-size:.86rem;color:var(--ink-2);margin-top:.5rem}
.si45n-article img{border-radius:var(--r);width:100%}
.si45n-article figure::after{content:"";position:absolute;left:0;top:0;width:55%;height:calc(100% - 3.2rem);background:var(--teal-t);mix-blend-mode:multiply;pointer-events:none}
.si45n-sources{font-size:.95rem;border-top:3px solid var(--ink);padding-top:1rem;margin-top:2.4rem}.si45n-sources ol{padding-left:1.3rem}
.si45n-faq details{border-bottom:1px solid var(--rule);padding:.2rem 0}
.si45n-faq summary{cursor:pointer;font:700 1.15rem/1.3 var(--head);padding:.8rem 0;min-height:48px;display:flex;align-items:center}
.si45n-faq details[open] summary{color:var(--link)}
.si45n-faq details p{padding-left:0}
.si45n-calc output{font:300 2.8rem/1.1 var(--head);display:block;margin-top:.7rem;font-variant-numeric:tabular-nums;letter-spacing:-.02em}
.si45n-calc.si45n-card{padding-left:1.4rem}
.si45n-calc.si45n-card::before{display:none}
.si45n-apply-shell{background:var(--paper);border:1px solid var(--rule);border-top:8px solid var(--teal);border-radius:var(--r);padding:1rem;min-height:600px}
.si45n-apply-shell iframe{width:100%;border:0}

/* footer */
.si45n-foot{background:var(--deep);color:var(--on-deep-2);padding-block:2.8rem;font-size:.98rem}
.si45n-foot-grid{display:grid;gap:1.6rem;grid-template-columns:2fr 1fr 1fr}@media (max-width:700px){.si45n-foot-grid{grid-template-columns:1fr}}
.si45n-foot a{color:var(--on-deep)}
.si45n-foot a:hover{color:var(--lit)}
.si45n-foot .si45n-brand{color:var(--on-deep)}
.si45n-foot strong{display:block;font:700 .8rem/1.3 var(--head);letter-spacing:.2em;text-transform:uppercase;color:var(--on-deep);margin-bottom:.6rem}
.si45n-foot nav a{display:flex;align-items:center;min-height:44px;margin-bottom:0}
.si45n-foot p{color:var(--on-deep-2)}
.si45n-foot :focus-visible,.si45n-wx :focus-visible,.si45n-why :focus-visible,.si45n-section--deep :focus-visible{outline-color:var(--lit);box-shadow:none}

/* content stays visible; no scroll reveal */
[data-reveal]{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* no-exam highlight */
.si45n-noexam{background:var(--paper-2);border:2px solid var(--ink);border-top-width:10px;border-radius:var(--r);padding:1rem 1rem .4rem;margin:0 0 1.5rem}
.si45n-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:0;font-size:1.3rem}
.si45n-noexam-badge{display:inline-block;background:var(--ink);color:var(--paper);font:700 .78rem/1 var(--head);letter-spacing:.16em;text-transform:uppercase;padding:.45rem .7rem}
.si45n-noexam-note{margin-bottom:.9rem;color:var(--ink)}
.si45n-result--noexam{border-color:var(--ink);background:var(--paper)}
.si45n-tag--noexam{background:var(--ink);color:var(--paper);border-color:var(--ink)}
.si45n-tag--usually{background:#fff;color:var(--ink);border-color:var(--ink)}
.si45n-noexam-note+.si45n-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:1px dashed var(--ink-2)}